Bankruptcy

I have had the "pleasure" of going through bankruptcy and while it was not all that difficult a process the decision to go through it was. My ex-wife and I did it alone and once in the courtroom realized (too late) that that was a mistake. If you go through bankruptcy you really need to have at the very least a bankruptcy free consultation. These days such things can be done online at least at the beginning. Finding out of bankruptcy is really the right choice for you and your family and then finding a lawyer in your district that can assist you further is the way to go. There is no one size fits all here as every state has its own bankruptcy laws so you really need to know what is what where you live not somewhere else. Find a lawyer in your district that knows these exemptions and these laws and you are certain to get through this process a lot less painfully.