Friday, June 8, 2012

Term Life

Are you insured? If for some reason you became terminally ill and passed on how would your family cope with the financial burdens of your death? Not pleasant questions or thoughts here, I know, but they are important questions, questions you should ask yourself no matter how young or old you may be. Many people shy away from term life insurance for many reasons, they don't think they need it (young folks think they shall live forever), they cannot afford it or, in some cases, they feel like their medical history or current conditions will not get them anywhere. Many insurance carriers, in the hopes of reaching a wider group, are now offering term life insurance with no medical exam. This is perfect for those that worry about their current medical conditions. Getting an insurance quote from these carriers is simple and quick. Simply fill out the form on the website, name, age, gender, smoking habit, the usual things. Add your email address and hit submit and you are finished. An experienced licensed agent will contact you to review your quotes, and find out if you qualify by having you answer a few questions. You’ll know immediately if you qualify for this coverage. Simple as can be. Do not wait until it is too late. Go, get a term life insurance quote and put those awful questions I asked earlier out of your mind and be at peace knowing you are insured.